Pag-ibig Notice of Approval

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May 13, 2011

HL Account No. 456176478
Mr. Eduard Zonnia
Rosal St.
Abucay, Bataan

Dear Mr. Zonnia:

We wish to inform that your HDMF housing loan application for House Construction has been approved in the amount of Seven Hundred Fifty Thousand Pesos (Php 750,000.00)/

The loan shall bear an interest rate of Seven percent (7%) per annum.  However, we shall re-price the interest rate of your loan every three (3) years at rates based on prevailing market rates at point of re-pricing, which shall not exceed NINE (9%) per annum.  It shall be secured by your Real Estate Mortgage on certain property covered by TCT/CCT No. T-134267 by the Registry of Deeds of Bataan.

In line with this approval, you shall execute a Loan and Mortgage Agreement (LMA) in favor of the HDMF which shall be annotated on the TCT/CCT, whereupon you are to submit the following documents:

–    TCT/CCT in the name of borrower with proper mortgage annotation in favor of HDMF (Owner’s Duplicate copy)
–    Certified true copy of TCT/CCT in the name of borrower with proper mortgage annotation in favor of HDMF (RD’s copy)
–    Certified true copy of tax declaration of lot upon annotation of mortgage
–    Loan and Mortgage Agreement duly registered with Registry of Deeds bearing original RD stamp
–    Duly accomplished/notarized Promissory Note
–    Building/Electrical/Sanitary Plans and Permits duly approved by the building official
–    Occupancy Permit
–    Please refer to Annex “A” for other terms and conditions

You are automatically covered by an interim insurance from date of issuance of this notice up to takeout date.  The interim insurance premium shall be based on number of days from date of issuance of this notice up to date of the voucher, and shall be deducted from your loan takeout proceeds.  In case the effectivity period of this notice has lapsed but was later extended, the interim insurance coverage shall take effect from the date of extension.

Your upgraded contributions, net of mandatory contributions, shall be incorporated to your monthly payments.  However, if you are an individual payor/self-employed or POP member, both the mandatory and upgraded contribution shall be incorporated to your monthly payments.  In either case, said contributions shall be considered as contributions for the applicable month.

You are hereby requested to pay an additional of Two Thousand Pesos (Php 2,000.00) as processing fee upon loan takeout.

The HDMF guarantees to release net proceeds of the loan provided all loan documentation requirements are submitted to HDMF within ninety (90) calendar days from receipt of this advice, and the same are found to be complete, valid, and acceptable.  Otherwise, the loan shall be deemed cancelled.

Should you have any query regarding your application, please visit our office or call us at telephone numbers: (047) 481-3606 and 481-1181.

Very truly yours,

BRENDA T. CAO
Asst. Dept. Manager

Bank Welcome Letter

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December 23, 2011

Rizza L. Bautista
738 Brunch Subd.
Orani, Bataan

Dear Sir/Mam:

We at UNIT BANK, A Rural Bank Inc. welcome and thank you for patronizing our deposit product.

We are equally honored to have you as a new member of our growing family and in return, our Bank is committed to provide you with an optimal “Personalized Service”.

If there is anything you want to know more about us and our product and services, please feel free to call or visit us at our branch  It will be our pleasure to serve you.

Very truly yours,

SUSAN L. SONGCO
Branch Manager

Overdraft Request Letter

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October 12, 2001

The Manager
ABC Unity Bank
Caloocan City, Manila

Dear Sir:

We have a Current Account in your Bank in the name of Save and Delete Computer Shop.

We wish to have overdraft facilities up to Php40,000 for a period of three months.  If you require we can offer Insurance Policies and Postal Saving Certificates, etc., to the tune of Php50,000 as security against the same.

We would be obliged if you let us know if this can be arranged immediately and also guide us regarding the relevant documentation.

If any further details are required, our Finance Manager will be glad to see you in person.

Sincerely yours,

Reign Gloria

Librarian Application Letter

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February 12, 2005

Ms. Glaiza Arellano
Digibook Inc.
Angeles, Pampanga

Dear Ms. Arellano:

In response to your announcement in Manila Time Magazine, I present my details with pleasure for the post of Librarian.  I have enclosed my curriculum vitae as per the requirements you have stated in the advertisement.

I am a graduate of Library Science from Pilar State University where I also took up graduate studies.  I have been working in a Bataan Library for the last five years and have practical experience of classifying and cataloguing of books and periodicals. In addition, I am conversant with different modern systems of cataloging and copying documents.

I wish to discuss my credentials further through an interview at your most convenient time.  Please contact me at the above address.

Very truly yours,

Rosalie  Flores

Branch Opening Announcement Letter

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September 5, 2003

Ms. Angelique Lazo
Gabon, Abucay, Bataan

Dear Ms. Lazo:

I am very much happy to write that a new branch of our Gift Shoppe is being inaugurated in Isettan Supermarket by the Chairman of the Balanga traders Association on next Wednesday.

Exciting gift prizes and cash will be given in a lucky draw on all first day purchases. Also, we are offering a discount up to 30% on selected item.

We thank you so much for your past patronage and assure you of better and brighter service in the future.

Sincerely yours,

Anna Lee

Announcement Letter – Branch Opening

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January 25, 2007

Ms. Anna Mae Sy
Apollo Subd.
Orani, Bataan

Dear Ms. Sy:

We are happy to inform you that we are opening a new branch of our bookstore in view of the increasing demand of our customers and to deliver prompt and speedy service to all our patrons.

Our new branch is more spacious one and offers all you want under one roof.  Also, it is fully air conditioned and conducive to everyone.

We take this opportunity to invite you to our inaugural function on February 5 at 9 a.m. and to renew your trust in us, which we have been enjoying since the very beginning of our business here. In addition, we offer inaugural discount of 8% on all purchases made in the first week

Sincerely yours,

Lolitte Felipe

No Outstanding Dues Letter

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March 1, 2007

Mrs. Imelda Romualdez
#24 Rizal St.
Sta. Ana, Manila

Dear Mrs. Romualdez:

I have received today a letter from you citing that I owed an amount of Php8,000 (Eight thousand pesos).

I request you to kindly re-check your books because I had paid the said amount last February 25, 2007 by cash, the receipt of which I am enclosing for your perusal.  I think it is just a human error.

Kindly correct your statement of accounts and the dues standing in my name.

Sincerely yours,

Mrs. Gillian Melinda

GSIS Letter

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Dear Sir/Madame:

Enclosed is your temporary eCard which serves as your GSIS ID and ATM card.  Should you wish to avail of a loan, you may file your application over the counter in any of our GSIS offices/branches.  Once approved, the proceeds of your loan will be credited to the said temporary eCard.

As a temporary eCard, it has savings account, fund transfer and bills payment features.  Compared to the usual UMID card, this temporary ATM card:
–    Has NO biometrics facility, hence it cannot be used for kiosk transactions such as loan availment and viewing of membership records;
–    Cannot be used to avail of the Php10,000 cash advance.

With this temporary eCard, you will be entitled to the discounts extended to GSIS cardholders for selected Pfizer medicines and tertiary education with STI schools nationwide.  It has also a Debit facility through Megalink network.  Once registered in the GSIS website, you can also use your temporary eCard to monitor status of your loan and request for Statement of Member’s Account (SOMA).

Should there be any information in the card that needs to be updated or corrected, please fill out the enclosed form and submit the same to any of the nearest GSIS office.

We will replace your temporary eCard once our partner-agency has completed its technology upgrade.

Should you have any query or need any clarification, we will be more than happy to respond through our hotline number (02) 479-3645.

Thank you.

Sample Inter Office Memorandum

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To: Region V Manager
From: Corazon C. Obnamia, Zone Underwriter
Date: March 15, 2005
Subject: Region V Report, February, 2005

Your agents produced exceptionally well in February.  We approved 01 policies in your region last month.  The approvals in each province were:

Batangas – 20
Leyte – 16
Nueva Ecija – 4
Ilocos Norte – 17
Pampanga

Only five individual policies were declined:

Evangeline Dayap, Plan 1752 – Cancelled by applicant
Leah Araojo, Plan 1752 – Inspection report
Anunciacion Brotonel, Plan 1781 – Incomplete
Corales Patricio, Plan 1781 – Occupation
Florefez Dizon, Plan 1752 – Incomplete

We’re pleased with the production in your zone; we want to help you and your agents in any way we can.  Please call me if you have any questions.