Credit Settlement Letter

April 22, 2003

Emma D. Baluyot
Packor Subd. Paranaque City

Althea Financing
Ortigas, Pasig

To whom it may concern:

Re: Account Number: 0215478

I am finally taken care of my debt with your company after a long period of my financial hardship. I am honesty trying to settle this debt and pay if off as soon as possible. With your help, I believe that I will resolve my debt problems.

The amount I am offering to pay towards full settlement of my debt is Php 150,000. I request that you remove any late payments or charge off on this account from my credit report.

I am presently negotiating my debt with various creditors and I have a limited amount of money to pay my creditors so I have decided to settle only those dents where I can satisfy the terms and conditions as mutually agreed on between myself and my creditors.

I really want to improve my credit rating and that is why I am willing to offer you some additional money as part of my settlement. If you find the above terms and conditions acceptable, please sign the attached letter of agreement and send me a copy. Upon the receipt of this agreement, I shall forward you the agreed amount through money order.

Sincerely yours,

Emma D. Baluyot

Inaccurate Information Dispute Letter

September 12, 2008

Celeste L. Navarro
Del Rosario Subd.
Mandaluyong City

SNT Credit Bureau
Cubao, Quezon City

To whom it may concern:

Please consider my letter as a formal complaint that you are reporting inaccurate credit information.

I am very upset that you have included the below information in my credit profile due to its damaging effect on my good credit standing. The inclusion of this inaccurate information greatly affect my credit report because I have been wrongfully denied credit recently and it has negatively impacted my lifestyle.

The below information needs to be verified and erased from my credit report the soonest possible time:

Creditor Agency – Account #451-21456-JHD

Please delete the above information as soon as possible.

Very truly yours,

Celeste L. Navarro

Credit Report Request Letter

September 12, 2007

Dominique Credit Association
JIL Building
Malabon, Navotas

To whom it may concern:

I would like your good office to provide me a free copy report maintained in your credit database.

Here is my personal information to trace and forward my credit report:

Full Name:  Enrique S. Pereira
Birthday: April 23, 1973
Social Security Number: 017854
Address:  #208 Kamias St. Kamuning, Quezon City

I hereby enclosed a copy of my postal ID as a proof of my address as well as the photocopy of my Social Security card.

Please send me the credit report to the soonest possible time.  Do not hesitate to call me if you have any concerning regarding my request. I can be reached at (043) 514-8542.

Very truly yours,

Enrique S. Pereira

Credit Card Account Letter

October 24, 2004

Ms. Haydelyn D. Reynosa
Account Manager
JTEL Incorporated
Cubao, Quezon City

Dear Mr. Reynosa:

I would like to inform your good office that I am going to close my account number 5648-4846-7845 by end of next month, November 2004 with JTEL Incorporated.

I do not have financial obligation with this credit card since I already paid my account balance last month.  I request to close my account immediately.

Also, I would like to see the notation in the report to the credit bureaus that my account was closed b request of cardholder. Please send me a written evidence that my account is already close with good standing. Enclosed here is my destroyed credit card.

I hope for prompt action regarding this matter.  Thank you.


Nathaniel D. Escapolante
Santis Subd.
Caloocan City

Encl: destroyed credit card

Credit Reference Sample Letter

October 14, 2007

RRD Financing Agency
Loyola Heights
Quezon City

To whom it may concern:

Good day!

This letter is certify that Mr. and Mrs. Greg Marcelo took out a mortgage loan in January 2003 secured by their residence, the repayments of which have always been kept to date.

Our record shows that there have been no 30 day late payments in the last 12 months and no 30 day late payments in the last 24 months. Their account number is 05418264.

I will assured you that Mr and Mrs. Marcelo has excellent credit standing,

Best Regards,

Nancy D. Fabunan
Accounting Manager
Santis House Developer

Fraudulent Charge Dispute Letter

April 28, 2012

ECL Financial Inc.
Lorenzo Village
San Jose, Bulacan

Dear Sir/Madam:

I dispute fraudulent charge attributed to my account in the amount of Php 15,800.00 that appears on my March 2012 statement, account number 251846. Make this charge removed because I did not make this charge.

Please kindly investigate this matter and correct the fraudulent charge the soonest time as possible. I want to receive only accurate information.

Very truly yours,

Cielo R. Biong

Stop Contact Letter

September 13, 1992

ABD Agency
Cubao, Quezon City

Re: Account No. 45821994

Dear Sir/Madam:

I would like to request to your good office to stop and cease from your efforts of collecting debt payments on the above mention account.  I am willing to work with the original creditor of the account rather than collection agencies.

Please abstain all collection efforts as soon as possible or else face legal sanction in accordance with the federal and state laws.

Very truly yours,

Rhodora D. Sanchez

Credit Report Request Letter

October 12, 2003

Fajardo Credit Agency
Pasay City

Dear Sir/Madam:

I would like to request your good office of my credit report maintained in your credit database.

Below is my personal information to trace and forward the report to me:

Full name: Alfonso R. Salvador
Birthday: September 25, 2001
Social Security Number: 02153478
Address: 5254 Sta. Ana Village, Paranaque City

Enclosed herewith is a copy of my driver’s license as a proof of my address and a photocopy of my Social Security Card for your identification.

Please send me my credit report the soonest possible time. Do not hesitate to reach me anytime if you have any question regarding my request. My phone number is (02) 232-6231.

Sincerely yours,

Alfonso R. Salvador

Stop Contact Request Letter

Janine R. Santibanez
Santis Land Subdivision
Samar, Leyte

September 12, 2001

Re: Account No. 55281

Dear Sir/Madam:

Good day!

I would like to request to your good office to stop sending and calling us to collect payments. Please I want to work with the original creditor of the account rather than collections agencies.

Just discontinue all collection efforts or face legal sanction in accordance with the federal and state laws.

Yours truly,

Janine Santibanez

Pag-ibig Loan Inquiry Letter

November 12, 2008

Pag-ibig Head Office
Bataan  Branch
Balanga City, Bataan

To whom it may concern:

I am Joseph Santiago and I have been a member of Pag-ibig for about five (5) years now.  I never missed any payment for my monthly contribution as I see from my payroll that my employer is deducting certain amount for Pag-ibig remittance.  Also, I confirmed it to your office that my payment is complete.

I want to apply for Pag-ibig Housing Loan so please tell me the requirements as well as the procedure on how to apply in your office.  I am currently working here in Dubai and I want to authorize my sister of applying a loan in behalf of me.

I hope for your favorable response for my inquiry the soonest possible time. You may contact me at

Thank you and more power.

Very truly yours,

Joseph Santiago