Mortgage Loan Hardship Letter

April 23, 2007

Ms. Roda M. Agarte
Account Manager
ABC Credit Inc.

Dear Ms. Agarte:

Due to recent recession, my company has nothing to do but cut off our salary.  Consequently, my income has greatly reduced that’s why we afford to pay the monthly mortgage loan.

I would like to request a loan modification that would benefit us.  We would be grateful if you can work with us to lower the payment so we can keep our home and also afford to make amends with your firm.

Attached herewith is documents that will confirm my present financial status. My family will appreciate your cooperation in this matter. If you have any questions, please contact me at (047) 461-4047.

I, Almira del Valle, state the information provided above is true and correct to the best of my knowledge.


Almira del Valle
Santana Land, Abucay, Bataan
(047) 461-4047
Account No. 45714582