Category: Credit letter

Debt Dispute Letter Sample

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Dinah L. Santos
Sta. Rosa St.
Tarlac City

November 25, 2000

ABC Agency
Malibiran Bldg. Roxas St.
Tarlac City

RE: Account No. 458152

To whom it may concern:

I am writing to inform you that I am disputing to the above referenced debt.. Attached here is the statement of account for your reference. I do now owe this debt. Please verify the debt as required by the Fair Debt Collection Practices Act.

I requested to not to report this debt to the credit reporting agencies. If you already reported it, please tell them that the debt is disputed and request them to remove it from my credit report.

Also, I do not want to receive further telephone calls or receive letters regarding this debt I do not owe to your client.

Thank you for your prompt action to this matter.

Best Regards,

Dinah Santos

Dispute Letter – Identity Theft

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Cristina Medina
Cordillera Subd.
Aurora City

April 29, 2002

ABC Financing
Dataware Building
Aurora City

To whom it may concern:
I am disputing a fraudulent charge to my account #2151257 in the amount of $1800. I was a victim of identity theft, and I did not buy any product from their company. I am requesting that the charged be removed that any finance and other charges related to the fraudulent amount be credited. Also, I am requesting to send the correct statement.
Enclosed herewith is the copy of the statement of account supporting my position. Please investigate this matter and correct the fraudulent charge to my account as soon as possible.
Once again, thank you for your usual assistance regarding this matter. I expect a response from you in writing.

Sincerely yours,
Cristina Medina

Billing Dispute Letter Sample

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Loius Park
Sampaguita Subd.
Marikina City

September 28, 2004

ABC Financing
Oak Street
Makati City

Reference Account # 51452

To whom it may concern:

I am disputing a charge on my bill dated September 10, 2004. Based on this statement, there is a charge in the amount of $150. I have attached a copy of the statement of the account for your reference.

I am not purchasing anything this month so this must be an error. Also, I did not order from this company and did not receive any services from them.

Please delete this charge from my account and mail me the corrected statement. Thank you in advance for your prompt action to this matter.

Sincerely yours,

Loius Park

Dispute Credit Report Letter

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James L. Austria
Villa Flor Subd.
Commonwelt. Fairview

September 12, 1998

ABC Credit Association
Aurora St. Quezon City

To whom it may concern:

Yesterday, I received a copy of my credit report from your agency and found the following item to be in error:

Item 1 – I dispute XTZ credit card with account number 14856614861. This account is already paid.

Item 2- I dispute BPI credit card with account number 12541648. This account is Inaccurate and incomplete information.

I am requesting to update the above item to correct the information of my credit report. Attached herewith is the copy of my bank statement account to support my position. Please reinvestigate these matters and correct the disputed items in the earliest possible time.

Very truly yours,

James L. Austria

Payment Notification Letter

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August 10, 2001

Ms. Joanna Fernandez
Lot 10 Blk 2 Esperanza Subd.
Orani City

Dear Ms. Fernandez:

This letter is serves as notice letter regarding your credit care ending 5214. This credit card has been processed for $110.00 and was declined by our merchant processor.

In this care, your payment to us is now considered overdue. Please pay all outstanding invoices within 10 days of the invoice due date to avoid service interruption.

You can login to our website and made a payment with your credit card, debit card or paypal. You can also visit us to the nearest payment center.

Sincerely,

Ms. Evangeline Santos
ABD Manager

Credit Recommendation Letter

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October 12, 1995

Ms. Lilibeth R. Viray
XYZ Financial Corporation
Bacood, Pampanga

Dear Ms. Viray:

We are pleased to respond to your letter dated October 8, 1995 regarding the credit history of Mrs. Renzie D. Lim. We are glad to inform that Mrs. Lim has been our client since 1990 and during that time, she has always made payments reliably in full and on time.
I can say that Mrs. Lim is very responsible. We have been doing business with Mrs. Lim wherein we have supplied her with our products and she remitted payments within the duration day of the invoice date.

I just hope that this information will be relevant as you appraise Mrs. Lim. I recommend her to consider her to avail loan in your company.

For additional information, you may call me at my office, (02-458-8695}.

Sincerely yours,

Hazel L. Valencia

Credit Reference Letter Sample

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September 21, 1997

Ms. Eula D. Marshall
ABC Lending Company
Choco Subd. Bohol

Dear Ms. Marshall:

Our good office received your inquiry regarding the credit history of Mr. Elmerson Shells. As of now, he has been an account holder with our bank for more than 10 years now. He maintains both checking and savings account and he also obtained two loan through us.

Mr. Shells accounts have never been overdrawn. Also, he was always paid his loan on time. I recommend Mr. Shells to consider his loan to your company. Our experience with him has been excellent and we do not have any problem with him. He is very responsible for his obligation.

Sincerely yours,

Joanna L. Cruz
Bank Manager

Landline Payment Reminder Letter

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January 12, 2001

Mrs. Loida D. Macaspac
Santillan Subd. Marcos Hi-Way
Balanga City

Dear Mrs. Macaspac,

Good day!

You may have overlooked your overdue balance of P898.65 for your Tattoo @Home / Globe Landline Acct No. 84527076198. Please settle this amount to enjoy continuous connection. We have implemented a minimal fee of P50.00 as late payment for every monthly bill that reflects overdue charges. You don’t have to worry about being billed for late payment fees if you pay promptly at any Globe Stores or other accredited payment facilities.

If payment has been made, please disregard this message and accept our thanks.

Thank you for choosing Tattoo@Home / Globe Landline.

Sincerely,

CREDIT MANAGEMENT GROUP

Payment Overdue Letter

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January 12, 2008

Ms. Annaliza L. Santos
Choco Moco Subdivision
Pasay City

Dear Ms. Santos:

Good day!

Your invoice (45178122) with ABC Republic  is due. Please pay all outstanding invoices as soon as possible to avoid service interruption. If payment has not been received by tomorrow your account with us will be suspended, resulting in an interruption of service of the associated service.

Invoice ID    Product    Amount Due
45178122     SH-1338048     $9.95

To make payment, please log in with your email address and password at our site. You can complete payment by either card or Paypal on this page.
Best Regards,
Romulo L. Herrera

Loan Modification Sample Letter

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October 26, 2001

Mr. Yhael Rodrigo
Account No. 12478963
Lot 1 Blk 12 Harvor Subd
Paranaque City

To whom it may concern:

This letter informs my difficult situation right now which caused me to fall behind on my mortgage payments.  So therefore, I would like to request for a loan modification to decrease my payments, fix my interest rate at a lower rate and recapitalize or forgive the delinquent payments so that I can prevent future delinquency.

My main goal now is to keep my home for the long term. I experienced hard times recently that why I fell behind on my payments because of my medical condition. Since that time, I was not be able update my payments. But now, I already my condition is improving and I can work full time.

Despite of my recent hardship, it is my own full intention to pay what I owe. Now that my situation are improving, I would appreciate your consideration to lower my payments, help me het caught back up, and fix the interest rate so that I can afford to stay in my house for the long term.

I hope for your understanding and help me to come up with a solution to resolve my current delinquencies and avoid problems down the road.

I really apologize for getting behind on my mortgage, but as you see my conditions have prevented my keeping with the mortgage.

Sincerely yours,

(signature)
Yhael Rodrigo