Credit Forgiveness Letter

April 24, 2009

Mr. Robert Wataru
Credit Department
ABC Lending Investor
Rosevelt Morayta, Manila

Dear Mr. Wataru:

My name is Luisito M. Alberto with account number #4157533785.

This is to inform you of my current income from Government Assistance Program.  I am currently unable to work due to my health condition and as you will see my income is not enough for me to be able to make any payment towards my alleged debt at this time.

I would like to request that you forgive alleged debt as my condition prevents any employment, and my current and future income does not support any debt repayment.

Attached herewith is my doctor’s letter as well as my medical records.  Also, I include the copy of my income and a monthly expense sheet.

I hope for your understanding of my situation. Can you please respond to my request in writing to the address below at most possible time.

Sincerely,

Luisito M. Alberto
#568 Santana Land
Antipolo City

Credit Offer Letter

October 10, 2014

Ms. Samantha Page
A&B Merchandising
Lot 12 Blk 30 Kalayaan Village
Pasig City

Dear Ms. Page:

I am glad to announce that we have opened a credit account for your company, account number [452147]. This is also one way of thanking you for making a part of your business.

I assigned you one of my employees, Ms. Analyn of purchasing department to provide you excellent service and to ease communication.  She will be responsible for your account and she can be contacted on her direct line which is (02) 458-9562.

Your credit terms will be 30 days from the date of invoice while your credit limit will be $5,000. If you have any question regarding this matter you can contact Ms. Analyn.

Thank you once again for being partner with us.

Sincerely yours,

Megan S. Legaspi
Store Manager

Due Date Collection Letter

November 12, 2001

Ms. Rosemary D. Macabantay
Del Pilar Subd.
Pilar, Bataan

Dear Ms. Macabantay:

Your invoice (012457) at abc.com is already due.  Please make payment before November 16 to avoid service interruption.

You can make payment, just log in with your email address and password at http://abc.com/admin.

Once logged in, click “Pay Bills Online” under current invoices. You can also click “Make Payment” on the right navigation bar. You may pay either by Credit Card or Paypal on that page.

There is no further action needed once made a payment and your account will remain active.

Again, Thank you for your continued business with us.  Feel free to contact us if your have any concerns and we assist to get issues resolve as soon as possible.

Best Regards,

Rhoderick Bush
Director

Credit Denied Letter Sample

December 4, 2005

ABC Credit Line Inc.
Pasay Taft, Paranaque

To Whom It May Concern:

I learned that I was denied as a result of wrong information on my credit report.

Please give me the full disclosure for the reasons that I was not given credit. I believe that you have received inaccurate information that’s why I am requesting information regarding my negative credit information from any source.

Thank you for your cooperation in this matter.

Sincerely,

Rizza M. Lapid

Letter Refusing Credit

October 19, 2005

Ms. Hannah de Lara
Pilsen Subd.
Orani, Bataan

Dear Ms. de Lara :

We gave out consideration for your application for a credit account.  Since it is company policy to secure information before a credit account is granted, we asked you to furnish us the necessary information; however, we think that such information would not allow us to grant you credit at present.

We suggest that you visit our firm to let us explain in detail the credit privileges.

Sincerely yours,

Carmela Samaniegio

Late Payment Explanation Letter

September 12, 2003

Ms. Eunice M. Enriquez
Finance Manager
APC Credit Line

Dear Ms. Enriquez :

This letter is to explain the late payment being reported on my credit report.

For the last 2 months, my husband had been hospitalized which put him on a short-term disability.  When that happened our income was decreased by $1400 a month and we got behind on some of our payments.

Since August, my husband has been back to work and we have been able to pay our bills on time. Before my husband’s accident we had always paid our bills on time and were only late due to a situation beyond our control,

We are responsible and pay our bill on time.  Thank you for giving us the opportunity to explain and to own our own home.

Sincerely,

Mery Jeanne L. Roman

Opening Credit Line Letter Sample

April 23, 2001

Mr. Arnold Soledad
Lot 11 Blk 02 Santana Land Subd.
Antipolo

Dear Mr. Soledad:

Good day!

Thank you for opening a charge account with ABC Marketing.  Our convenient credit terms are offered to qualified applicants on the basis of their years in business and the strength of a credit report furnished by Ethel Credit Inc.

We have reviewed your credit application carefully and find that your Ethel Credit Inc. report prevents us from extending our credit lines and net 45 terms that you requested. We find that credit report from Ethel Credit Inc. contains incomplete and outdated information.  Credit history is very important to us.

Should you find this information and correct it, we will be more than happy to review and reconsider your application.

In the meantime we do hope that you will continue to trust ABC Marketing with all your car accessory needs.  Enclosed here is our May catalogue.

Very truly yours,

Mike Anderson