Credit Recommendation Letter

October 12, 1995

Ms. Lilibeth R. Viray
XYZ Financial Corporation
Bacood, Pampanga

Dear Ms. Viray:

We are pleased to respond to your letter dated October 8, 1995 regarding the credit history of Mrs. Renzie D. Lim. We are glad to inform that Mrs. Lim has been our client since 1990 and during that time, she has always made payments reliably in full and on time.
I can say that Mrs. Lim is very responsible. We have been doing business with Mrs. Lim wherein we have supplied her with our products and she remitted payments within the duration day of the invoice date.

I just hope that this information will be relevant as you appraise Mrs. Lim. I recommend her to consider her to avail loan in your company.

For additional information, you may call me at my office, (02-458-8695}.

Sincerely yours,

Hazel L. Valencia