Collection Letter – Balance

October 19, 2005

Mr. Romy Abeleda
Camelia Homes
Pasay City, Paranaque

Dear Mr. Abeleda:

Our record shows that you have an outstanding balance of Php 50,000 in violation of the terms and conditions of membership.

May we request full settlement of the above-mentioned account to avoid suspension of your credit privileges.

Thank you and warm regards.

Truly yours,

Merecel L. Navarro