September 21, 1997
Ms. Eula D. Marshall
ABC Lending Company
Choco Subd. Bohol
Dear Ms. Marshall:
Our good office received your inquiry regarding the credit history of Mr. Elmerson Shells. As of now, he has been an account holder with our bank for more than 10 years now. He maintains both checking and savings account and he also obtained two loan through us.
Mr. Shells accounts have never been overdrawn. Also, he was always paid his loan on time. I recommend Mr. Shells to consider his loan to your company. Our experience with him has been excellent and we do not have any problem with him. He is very responsible for his obligation.
Sincerely yours,
Joanna L. Cruz
Bank Manager