Explanation Letter and Apology Letter Sample

August 13, 2001

Engr. Emerson Bernales
Supervisor
ACE Builders Inc.

Dear Engr. Bernales:

I would like to express my sincere apologies for leaving early during office hours.

What happened yesterday was when my daughter called me and told me that I have to go home early for she is not feeling well. So I decided to go home early without the knowledge of my superior.

I know that I have done a great offense to our office policy. I will assure you that it will not happened again.

I hope for your kind consideration.

Sincerely,

Rowena M. Santiago

Late Payment Explanation Letter

September 12, 2003

Ms. Eunice M. Enriquez
Finance Manager
APC Credit Line

Dear Ms. Enriquez :

This letter is to explain the late payment being reported on my credit report.

For the last 2 months, my husband had been hospitalized which put him on a short-term disability.  When that happened our income was decreased by $1400 a month and we got behind on some of our payments.

Since August, my husband has been back to work and we have been able to pay our bills on time. Before my husband’s accident we had always paid our bills on time and were only late due to a situation beyond our control,

We are responsible and pay our bill on time.  Thank you for giving us the opportunity to explain and to own our own home.

Sincerely,

Mery Jeanne L. Roman