Background Check Authorization Letter

June 16, 2007

To whom it may concern:

I, Richard D. Manansala, hereby authorize FBJ Loan Corporation or its duly authorized representative to validate or check with the following institution in connection with my application for auto loan.

•    BIR
•    Company or Employer
•    Banks
•    Credit Cards owned
•    DTI
•    LGU
•    LTFRB

Thank you and more power!

Sincerely yours,
Richard D. Manansala