Claim Insurance Authorization Letter

November 12, 2003

Ms. Adelaine M. Cruz
Director
Manulife Inc.
Orani, Bataan

Dear Ms. Cruz:

I, Juana dela Cruz, would like to authorize my sister, Rowena D. Manansala, to claim my insurance payment from your company on my behalf.  She hereby brings at least two (2) for identification verification.

My insurance claim is already approve by the board.  My sister will bring complete requirement for claiming my insurance payment.

If you have any questions, please don’t hesitate to call me at (047) 792-8647.

Sincerely yours,

(sign)
Juana dela Cruz