Insurance Policy Cancel Letter

December 12, 2003

Ms. Katie D. Espasyo
Account Manager
AVL Insurance Company
Mercash St. Quezon City

Dear Ms. Espasyo:

I would like to request you to cancel my insurance policy number 25183 effective January 15, 2003.

Also, I am requesting to stop charging my bank account for payment of monthly premium as well as my refund for the unused portion of my policy premium.

I expect to have a written confirmation within 30 days regarding my insurance cancelation.

Thank you for your prompt attention to this matter.

Very truly yours,

Lolita L. Rodriguez