Home Loan Authorization Letter

January 03, 2005

Renato T. Sebastian
Sunrise Bank Inc.
Guagua, Pampanga

I hereby authorize my sister, Anna Joy L. Santiago to inquire my home loan status and at the same time receive the proceeds of my loan. Me and my husband were going to London for six (6) months for vacation.

My sister will be in-charge with our home construction that is why we allow her to get our home loan from your bank. Ms. Santiago will bring her identification ID for your verification. Also, she will bring my employee ID for your reference. In addition, she will also authorize to sign documents related to my home loan.

I hope for your kind consideration regarding this matter.

Thank you.

Sincerely yours,

Mario L. Santiago