Credit Forgiveness Letter

April 24, 2009

Mr. Robert Wataru
Credit Department
ABC Lending Investor
Rosevelt Morayta, Manila

Dear Mr. Wataru:

My name is Luisito M. Alberto with account number #4157533785.

This is to inform you of my current income from Government Assistance Program.  I am currently unable to work due to my health condition and as you will see my income is not enough for me to be able to make any payment towards my alleged debt at this time.

I would like to request that you forgive alleged debt as my condition prevents any employment, and my current and future income does not support any debt repayment.

Attached herewith is my doctor’s letter as well as my medical records.  Also, I include the copy of my income and a monthly expense sheet.

I hope for your understanding of my situation. Can you please respond to my request in writing to the address below at most possible time.

Sincerely,

Luisito M. Alberto
#568 Santana Land
Antipolo City