Insurance Payment Authorization Letter

October 25, 2001

Mr. Roel Villaflor
Account Representative
ABC Insurance Company
Burgos Subd. Makati City

Dear Mr. Villaflor:

I, the undersigned, would like to authorize my sister, Marissa del Rosario, to claim my payments from your insurance company on my behalf.  She hereby presents at least two (2) identifications card for your verification.

It is applies to all the payments dated from January 25, 2001 up to October 25, 2001. I hope for your kind consideration.

You can contact me at (02) 478-5284 anytime if you have any questions.

Very truly yours,

Manuel del Rosario

Claim Insurance Authorization Letter

November 12, 2003

Ms. Adelaine M. Cruz
Director
Manulife Inc.
Orani, Bataan

Dear Ms. Cruz:

I, Juana dela Cruz, would like to authorize my sister, Rowena D. Manansala, to claim my insurance payment from your company on my behalf.  She hereby brings at least two (2) for identification verification.

My insurance claim is already approve by the board.  My sister will bring complete requirement for claiming my insurance payment.

If you have any questions, please don’t hesitate to call me at (047) 792-8647.

Sincerely yours,

(sign)
Juana dela Cruz