Legal Action Letter

January 30, 1998

Ms. Jen Woo
Villa Estrelita Subd.
Orani, Bataan

Dear Ms. Woo:

We very much regret to say that you have failed to settle your telephone bill in full or even in part in spite of three reminders.  I have directed to inform you that if you do not send your check in full settlement latest by the end of this week we shall instruct our lawyers to take the necessary legal steps to recover the amount long over due.

We hope you would respond to our appeals and do not allow the dispute to go overboard to avoid corresponding inconvenience to both the parties.  Therefore, we once again request you to send the check for full amount as soon as possible and inform us time to withhold the legal action.

Very truly yours,

Papa Chen