Payment Plan Hardship Letter

September 10, 2005

Mr. Rolando L. Mendoza
Account Manager
Camella Homes Inc.
Balanga City, Bataan

RE: Payment Plan Request for Account No. 54288

Dear Mr. Mendoza:

I would like inform you of my recent financial hardship.  The above reference account is past due already.

My parents have been undergoing medical treatment and I am the one who is in charge in all expenses in terms of their medicines that’s why we are now spending an additional amount of Php12,000 per month that we did not anticipate.

In this regard, I would like to request to your good office a payment plan program that would allow me to have lower payments until I can resume normal payments.

Attached herewith is my supporting document that supports my financial difficulty this time.

Thank you for your time. I hope to hear from you soon.


Mikel D. Pascual