Ms. Yna S. Brown
Prufinancial Assistance Inc.
Ayala, Makati

Dear Ms. Brown

I am writing this letter to explain my financial hardship at this time.  We become delinquent on our mortgage and we do everything to save our home.

We are supporting the hospitalization of my mother that’s why our income has been reduced.  I would like to request for loan modification in order to lower our mortgage payment and avoid foreclosure of our family home. We truly appreciate your cooperation this matter.

Enclosed are documents that substantiate my present financial status.

I, Leonard M. dela Cruz, that the information provided above is true and correct to the best of my knowledge.

Very truly yours,

Leonard M. dela Cruz
Santana Land Abucay, Bataan
Account No. 45745

Mr. Miguel Estrada
ABC Real Estate Loan Investor
Balanga City, Bataan

RE: Account Number  41572-1452

Dear Mr. Estrada:

I am requesting that you review my financial situation to see if I qualify for any payment option available.

I feel behind on my mortgage payments because my income has dropped considerably since October and I can no longer afford the terms of the original loan. I am experiencing financial hardship because I was laid off in my second job last month.

Enclosed is my recent financial document such as copies of my bank statements and proof of income.  I am sending these documents to show my present economic situation.

Since I am your loyal customer for the last two years, I would like to ask for a loan modification that involved payments of no more than Php 25,000.00 per month, I know I will be able to afford.

I believe that this is only a temporary condition and very soon I will be able to make my payments in full again.

Thank you for your consideration and I really appreciate any help you can offer me.

Respectfully yours,

Digna Briones
Del Rosario St.
Pilar, Bataan
Tel. No. (047) 475-2154