Authorization Letter for Housing Loan

August 21, 2006

Mr. John Earth
Venus Subd. Leyte

Dear Mr. Earth

I hereby authorized my Agent, Ethelmer Navarro to get necessary documents needed for my housing loan. These documents includes vicinity map, contract to sell, real estate tax receipt, Transfer Certificate of Title (TCT), and other documents related to property at New Bliss Home Subdivision.

Ms. Navarro will bring her Identification Card for your reference. She will also responsible for signing documents related to my housing loan and my possession of property.

Please do not hesitate to ask Ms. Navarro if you have any clarification regarding my housing loan. I hope for you cooperation with Ms. Navarro.

Sincerely yours,

Ricardo Silva